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Acci-Flex Accident-Only
 Life Insurance Products

 

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Product Guide (California)

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    Acci-Flex is an accidental death benefit, guaranteed-premium term     life insurance policy. It is a non-participating policy. Premiums are guaranteed renewable to age 75. The policy is issued on a non-medical basis, however, after initial underwriting, some applicants may be required to complete an additional questionnaire or medical exam to determine insurability.

Product Highlights:

Issue Ages:

18 through 60 (age last birthday)

Issue Amounts:

$50,000 to $250,000

Policy Fee:

$45, commissionable

Underwriting Classes:

Male, female

Convertibility:

The Acci-Flex Accidental Death Term Life Insurance policy is NOT convertible.

Premiums:

Level and guaranteed through expiry at age 75

Optional Riders:

Waiver of Premium Rider
Return of Premium Rider
Accident Only Disability Income Rider

Payment Modes:

Annual, semi-annual, list bill, monthly automatic bank withdrawal and credit card (recurring only)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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